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Fundamental of Insurance & Risk exam questions and answers 2024
Fundamental of Insurance & Risk exam 
questions and answers 2024 
Which of the following types of families is likely to have the least need for a large 
amount of life insurance? 
A) blended family 
B) traditional family 
C) single person family 
D) sandwich family - ANSWERS c 
The human life value is defined as the 
A) present value of a deceased breadwinner's future gross income. 
B) future value of a deceased breadwinner's past earnings. 
C) present value of the family's share of a decea...
- Exam (elaborations)
- • 35 pages •
Fundamental of Insurance & Risk exam 
questions and answers 2024 
Which of the following types of families is likely to have the least need for a large 
amount of life insurance? 
A) blended family 
B) traditional family 
C) single person family 
D) sandwich family - ANSWERS c 
The human life value is defined as the 
A) present value of a deceased breadwinner's future gross income. 
B) future value of a deceased breadwinner's past earnings. 
C) present value of the family's share of a decea...